novashard

Cookie Policy

Last updated: 15th January 2026

1. Introduction

This Cookie Policy explains how novashard SARL ("we", "our", or "us") uses cookies and similar tracking technologies on our website and online lending platform. This policy should be read alongside our Privacy Policy and Terms of Service.

2. What Are Cookies?

Cookies are small text files that are stored on your device when you visit our website. They help us provide you with a better experience by remembering your preferences, enabling certain functionality, and helping us understand how our website is used.

Cookies may be set by us (first-party cookies) or by third-party services we use (third-party cookies). They can be session cookies (deleted when you close your browser) or persistent cookies (remain on your device for a set period).

3. Types of Cookies We Use

We use four main categories of cookies on our platform:

3.1 Necessary Cookies

These cookies are essential for our website to function properly. They enable core functionality such as security, network management, and accessibility. You cannot opt out of necessary cookies.

3.2 Analytics Cookies

These cookies help us understand how visitors interact with our website by collecting and reporting information anonymously. We use Google Analytics to gather insights about website usage, popular pages, and user behaviour patterns.

3.3 Functional Cookies

These cookies enable enhanced functionality and personalisation. They may be set by us or third-party providers whose services we use on our platform. They remember your preferences and settings to provide a more personalised experience.

3.4 Marketing Cookies

These cookies are used to deliver advertisements relevant to you and your interests. They also help measure the effectiveness of advertising campaigns. We use Google Ads and other advertising platforms that may set marketing cookies.

4. Specific Cookies We Use

The following table details the specific cookies used on our platform:

Cookie Name Purpose Duration Category
cookie_consent Stores your cookie consent preferences 1 year Necessary
session_id Maintains user session state Session Necessary
_ga Google Analytics - distinguishes users 2 years Analytics
_gid Google Analytics - distinguishes users 24 hours Analytics
_gcl_au Google Ads - conversion tracking 90 days Marketing
_gcl_aw Google Ads - attribution data 90 days Marketing
IDE Google Ads - advertising personalisation 2 years Marketing
user_preferences Stores user interface preferences 1 year Functional

5. Third-Party Cookies

We use several third-party services that may set their own cookies:

5.1 Google Analytics

We use Google Analytics to understand how visitors use our website. Google Analytics sets cookies to collect information about your usage patterns, which helps us improve our services. This information is processed in accordance with Google's Privacy Policy.

5.2 Google Ads

We use Google Ads for advertising and remarketing purposes. Google may set cookies to show you relevant advertisements and measure the effectiveness of our advertising campaigns. These cookies help us reach potential customers who have shown interest in our services.

5.3 Google Fonts

We use Google Fonts to display fonts on our website. Google may collect usage information when fonts are loaded, which is processed according to Google's Privacy Policy.

6. Google Consent Mode v2

Our website implements Google Consent Mode v2, which adjusts how Google Analytics and Google Ads behave based on your cookie consent choices. When you decline marketing or analytics cookies, these services operate in a privacy-enhanced mode that respects your preferences whilst still providing basic functionality.

7. Managing Your Cookie Preferences

You have several options for managing cookies on our website:

7.1 Cookie Consent Banner

When you first visit our website, you'll see a cookie consent banner that allows you to:

  • Accept all cookies
  • Reject non-essential cookies
  • Customise your preferences by category

7.2 Changing Your Preferences

You can change your cookie preferences at any time by:

  • Clicking on the cookie preferences link in our website footer
  • Clearing your browser cookies and revisiting our site
  • Using your browser's cookie management settings

7.3 Browser Settings

Most web browsers allow you to control cookies through their settings. You can:

  • Block all cookies
  • Block third-party cookies only
  • Delete existing cookies
  • Receive notifications when cookies are set

Please note that blocking certain cookies may affect the functionality of our website and your user experience.

8. Impact of Disabling Cookies

If you choose to disable cookies, you may experience:

  • Reduced website functionality
  • Need to re-enter information on each visit
  • Less personalised content and advertisements
  • Inability to use certain features of our platform

9. Updates to This Policy

We may update this Cookie Policy from time to time to reflect changes in our practices or applicable laws. When we make significant changes, we will notify you by updating the "Last updated" date and may provide additional notice through our website or other communications.

10. Your Rights

Under applicable data protection laws, including GDPR, you have rights regarding cookies and the personal data they collect:

  • Right to be informed about cookie usage
  • Right to consent to non-essential cookies
  • Right to withdraw consent at any time
  • Right to access data collected through cookies
  • Right to request deletion of cookie data

11. Contact Information

If you have questions about our use of cookies or this Cookie Policy, please contact us:

12. Additional Resources

For more information about cookies and online privacy: